Microfinance company Satin Creditcare Network has successfully raised ₹100 crore through non-convertible debentures (NCDs), the company announced on Friday, August 22, 2025.
The bond issuance was completed in two tranches:
- First Tranche: ₹40 crore on July 24, 2025
- Second Tranche: ₹60 crore on August 21, 2025
The funds are structured with bullet repayments at the end of 5.5 years and 7 years, aimed at strengthening the company’s asset-liability position.
Purpose of the Fundraising
The raised capital will be used to:
- Bolster Capital to Risk-Weighted Assets Ratio (CRAR)
- Expand income-generating loans for clients
- Support water, sanitation, and hygiene (WASH) loans
The debentures qualify as Tier II capital, reinforcing Satin Creditcare’s financial stability and lending capacity. As of June 30, 2025, the company maintained a CRAR of approximately 26%, providing a strong capital cushion for growth.
Company Statement
Satin Creditcare highlighted that raising ₹100 crore at this time demonstrates investor confidence in its business model and financial strength. The infusion is expected to support portfolio expansion and enhance the company’s ability to serve its microfinance clients.
Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investors should consult certified financial advisors before making any investment decisions.
