LIC Housing Finance Ltd on Wednesday reported a 2% year-on-year rise in standalone net profit for the September 2025 quarter, reaching ₹1,354 crore, compared with ₹1,329 crore in the same period last year.
According to the company’s regulatory filing, total income rose to ₹7,170 crore in Q2FY26 from ₹6,932 crore a year earlier. The firm’s interest income also improved to ₹7,034 crore, up from ₹6,853 crore in the corresponding quarter of FY25.
Expenses and Asset Quality
Total expenses during the quarter increased to ₹5,465 crore, compared to ₹5,267 crore in the same period last fiscal.
The housing finance company, promoted by Life Insurance Corporation of India (LIC), recorded an improvement in its asset quality.
- Gross NPAs declined to 2.51% of gross loans as of September 2025, down from 3.05% a year ago.
- Net NPAs also fell to 1.19% from 1.57% in the same quarter last year.
The company, primarily engaged in providing loans for the purchase and construction of residential properties, reported a liquidity coverage ratio (LCR) of 185.86%, compared to 197.18% in September 2024.
Consolidated Performance
On a consolidated basis, net profit rose 1.5% to ₹1,349 crore in Q2FY26, up from ₹1,328 crore in the year-ago quarter.
