CSL Finance Limited, a non-banking financial company (NBFC), reported a significant year-on-year growth in key business metrics for the quarter ended December 31, 2025, according to its quarterly update filed with the stock exchanges on January 1, 2026.
As per the filing, the company’s Assets Under Management (AUM) expanded by 27.56% to approximately ₹1,467 crore, compared with ₹1,150 crore in the quarter ended December 2024. The increase in AUM reflects the firm’s continued focus on lending to small and medium enterprises and wholesale clients.
During the quarter, CSL Finance received fresh sanction approvals of ₹198 crore from nine lenders, including two new lending partners. The company also availed fresh debt of ₹168 crore from existing banks and financial institutions to support loan growth and working capital requirements.
In Q3FY26, the NBFC disbursed ₹356 crore in new loans, while collections during the period amounted to ₹220 crore. The update highlighted that the company maintained a healthy liquidity surplus of around ₹163 crore, which includes undrawn sanction lines of ₹30 crore as of December 2025.
CSL Finance also reported a strong capital position, with a Capital Adequacy Ratio (CAR) of approximately 44% for the quarter ended December 31, 2025, indicating robust financial buffers relative to regulatory requirements.
In terms of operations, the company served its customers through 47 operational branches along with 14 spoke branches, supported by a workforce of 495 employees. The portfolio mix showed a slight shift, with Wholesale Lending (WSL) at 69% and SME Lending at 31%, compared with 67% and 33%, respectively, in the preceding quarter.
The company noted that the results are provisional and subject to limited review by statutory auditors.
Disclaimer:
This article is for informational purposes only and does not constitute investment advice. Financial and market data are based on provisional filings disclosed by the company. Investors should consult certified financial advisors before making investment decisions.
