Bank of Baroda on October 31 reported an 8% year-on-year (YoY) decline in its net profit to ₹4,809 crore for the quarter ended September 30, 2025, compared to ₹5,237 crore in the same period last year.
The bank’s net interest income (NII) rose 2.7% YoY to ₹11,954 crore in the July–September quarter, up from ₹11,637 crore a year earlier.
On the asset quality front, the gross non-performing asset (NPA) ratio improved to 2.16% as of September 30, 2025, from 2.28% at the end of June 2025, and 2.5% a year ago.
The net NPA ratio also declined to 0.57% in the latest quarter, compared to 0.6% in the preceding quarter, indicating further strengthening of the bank’s loan book.
